With the cost of living crisis having an impact on most people’s finances, is now the time to try to get your own spending under control?

Each month Police Mutual produces wellbeing and financial factsheets and this month its ‘Let’s Talk Money’ factsheet has the theme of ‘How to spend less’.

It gives a wealth of tips and advice on:

• Assessing your current spending
• Producing an accurate budget
• Why you should budget
• Reviewing what you currently spend
• Working out if you are spending too much
• How to reduce spending
• Keeping track of your spending, and
• How often you should review your spending.

Police Mutual provides a range of products and services for police officers, staff, their families and the wider police family and has also teamed up with PayPlan, one of the UK’s leading free debt advice providers, which offers free and confidential advice to anyone in serious financial difficulties. PayPlan can offer advice on a range of debt solutions suited to individual circumstances, helping people find a sustainable way to manage debt. To get free and confidential help to combat your debt, call PayPlan on 0800 197 8433.

Find out more about Police Mutual.

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